Families and Parenting

Urban Institute experts study public policies' effects on families and parents. We analyze family-leave policies, public supports for families, and government policies aimed at strengthening marriage. Our Low-Income Working Families project explores the hardships of employed families struggling to make ends meet.

A third of all families with children (13.4 million families) have incomes less than twice the federal poverty line. A sudden job loss or health crisis could derail them. Tax credits, food stamps, child care subsidies, and other work supports help. But they don't always close the gap between earnings and basic needs. Urban Institute analysts have proposed new initiatives to protect low-income working families and help them get ahead.

Featured Links

• Five Questions: Marla McDaniel on racial disparities in the well-being of low-income families

Contact an expert on Family Policy

Related Policy Centers

• Low Income Working Families
• Income & Benefits Policy Center
• Justice Policy Center
• Center on Labor, Human Services, & Population

Publications on Families and Parenting

The case for expanding the EITC for workers without qualifying children is compelling, as the current EITC provides little help to this group. We argue that the EITC for these workers should: - provide these workers with a strong incentive to increase work effort;  - provide a significant subsidy to low-earning workers working near a full-time work level; - begin phasing out only after an individual is working at a level at least equivalent to full-time minimum wage work; - apply to both prime-age and younger workers; and - be effectively coordinated with the Making Work Pay Credit.

The number and share of children with at least one immigrant parent, the percentage of children of immigrants who are U.S. citizens, and the share of children of immigrants vs. children with native parents who are poor are just some of the data this snapshot (in English and Spanish) provides.

This fact sheet is the first in a series of publications on children of immigrants in the United States that updates the Urban Institute's May 2006 fact sheet that described the circumstances of these children in the early 2000s. The current fact sheet examines immigration trends and finds that children of immigrants are the fastest growing segment of the nation's children population - while the number of children of natives increased by 2.1 million between 1990 and 2007, children of immigrants grew by 8.1 million accounting for 77 percent of the growth of the U.S. children population during this time.

This paper examines the characteristics and circumstances of families vulnerable to sharp income drops and those most likely to recover financially. More than 13 percent of nonelderly adults in families with children will see their incomes fall by half at some point over the course of a year, and about 40 percent fully recover within a year. Those who lose jobs or have an adult leave the family are more likely to have a substantial drop in income and are less likely to recover. This study uses data from the Survey of Income and Program Participation, which collects data every four months and can provide information on short-term income loss.

Data from the 2007 Survey of Consumer Finances show a disturbing reality. Even prior to the current recession, many families did not have enough assets to see them through a modest spell of unemployment or another financial emergency. In 2007, nearly one in three U.S. families were liquid asset poor. Low-income, young, and nonemployed families are more vulnerable to economic emergencies. For example, two-thirds (68 percent) of bottom income quintile families and 47 percent of second income quintile families are liquid asset poor, while such shortfalls affect only 1 percent of top income quintile families.