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Articles and analysis on today's issues
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Easing the affordability crisis and increasing economic security requires policies that both reduce costs and boost workers’ earnings.
Three Major Challenges to Boosting Upward Mobility from Poverty In our most recent update to the Upward Mobility Data Dashboard, we observe that fewer jobs provide a living wage, learning rates continue to decline, and deaths from injury have increased over the past decade.How Digital Eligibility Screening Tools Can Improve Access to Public Benefits At a time when rising costs have made it harder for many families to meet basic needs, public benefits are more important than ever. An innovative online screener is connecting people to the supports they need and offers lessons for increasing the impact of such tools.How Credit Score Shopping Might Affect Federal Mortgage Lending and the Perceived Risk of Default Shopping a credit score to report the higher option may make homeownership more affordable for buyers but would significantly increase the perceived default risk and reduce revenue for the government-sponsored enterprises.Changing the Area Median Income Calculations Will Imperil the FHFA’s Affordable Housing Goals Recent changes to the AMI calculation implemented by HUD and another proposed by the Federal Housing Finance Agency could dilute Fannie Mae and Freddie Mac’s affordable housing goals.Could New Financing Models for Mixed-Income Housing Improve Housing Supply and Affordability? We explore the growth in state and local mixed-income housing finance programs and offer lessons learned from Massachusetts’s program.America’s Affordability Crisis Is About More Than Rising Costs Easing the affordability crisis and increasing economic security requires policies that both reduce costs and boost workers’ earnings.
